5 Signs Your Mutual Fund Portfolio Needs Attention
5 Signs Your Mutual Fund Portfolio Needs Attention Take a moment and think about your mutual fund investments. Not the individual funds — the whole picture. Chances are, if you've been investing for five or six years, you have somewhere between six and ten funds sitting in your folio. A couple of ELSS funds you started for tax saving. A small-cap fund a colleague recommended in 2021. A flexi-cap fund your relationship manager pushed during a "limited period NFO." An index fund you added because someone on a finance podcast said passive investing is smarter. And a few SIPs you started years ago and simply never touched again. Individually, none of this looks wrong. Each fund may even have a perfectly respectable track record. But here's the question that most investors can't answer with confidence: "Do you actually have a diversified portfolio, or do you simply have a collection of investments?" There's a real difference between the two. A collectio...