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The Hidden Cost of Owning Too Much Gold — What Every Investor Must Know

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  The Hidden Cost of Owning Too Much Gold — What Every Investor Must Know Gold has long been seen as a symbol of wealth and security — especially in India. But while gold feels safe , too much of it can quietly hurt your financial growth . In 2025–26, gold has delivered eye-popping returns, but the story isn’t that simple. Let’s break this down in a way that every investor can understand.  1. Gold’s Recent Run — Good But Not Perfect Gold prices have surged dramatically in recent years. Over the past decade, gold has delivered strong returns — rising more than 400% and giving an annualised return of almost 18%. This has led many investors to believe gold is a must-own asset. In 2025, gold delivered spectacular returns of around 70–74%, outperforming many traditional assets like fixed deposits and even some equity markets. Global banks and analysts are even forecasting that gold could reach higher levels in 2026, driven by geopolitical uncertainty and central bank buying. Yes —...

Union Budget 2026-27 : A Complete Guide for Your Financial Planning

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                                              Union Budget 2026-27 A Complete Guide for Your Financial Planning Understanding Union Budget 2026 On February 1, 2026, Finance Minister Nirmala Sitharaman presented India's Union Budget for the financial year 2026-27 in Parliament. This marks her ninth consecutive budget presentation and outlines the government's economic vision focused on youth empowerment (Yuva Shakti), manufacturing growth, infrastructure expansion, and fiscal discipline. As your financial planner, I want to help you understand exactly how this budget affects your personal finances, investments, taxes, and overall financial planning strategy. Let's break down the budget in simple, understandable terms. Budget 2026 at a Glance Key Parameter Value Total Expenditure ₹53.47 lakh crore Capital Expenditure ₹12.2 lakh cr...