SIP vs Lump Sum: Which Investment Strategy is Better in 2026?
SIP vs Lump Sum: Which Investment Strategy is Better in 2026? A Complete Beginner's Guide 1. The Question Every Indian Investor Asks "Should I invest monthly or just put everything in at once?" Every week, someone asks me this at Financial Friend — our financial planning practice in Jaipur. And every time, I tell them the same thing: there's no single right answer. But there IS a right answer for YOUR situation, and that's what this guide is all about. If you've ever gotten a bonus and wondered whether to invest it all at once, or if you've been setting aside ₹5,000 a month but aren't sure it's the smart way — this is for you. The fear of "what if the market crashes right after I invest?" is real. So is the worry of "what if I miss the rally by waiting?" Let's break all of this down in plain, simple language — no MBA required. Reality Check: Most beginners overthink this choice. Both SIP and lump sum can build real weal...